@font-face{font-family:Montserrat;src:url('/assets/montserrat-latin-var.woff2') format('woff2');font-weight:100 900;font-display:swap}
:root{--navy:#0a3045;--blue:#005fac;--heading:#00447d;--ink:#172b38;--muted:#526572;--pale:#f0f6fa;--line:#dce5eb;--green:#83b794}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--ink);background:white;font-family:Arial,Helvetica,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%;height:auto}a{color:var(--blue)}button,input,textarea{font:inherit}a:focus-visible,button:focus-visible{outline:3px solid #7cd2ff;outline-offset:5px}p{margin:0 0 20px}.wrap{width:min(1180px,calc(100% - 64px));margin-inline:auto}.skip{position:absolute;left:12px;top:-90px;z-index:100;background:white;padding:12px}.skip:focus{top:12px}
.brandbar{background:#fff;border-bottom:1px solid var(--line)}.header-row{min-height:105px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand-logo{width:164px;height:auto}.header-right{display:flex;align-items:center;gap:28px}.header-phone{color:var(--heading);text-decoration:none;font-weight:700}.header-phone small{display:block;color:var(--muted);font-size:11px;letter-spacing:.1em;text-transform:uppercase}
.button{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:51px;padding:13px 24px;border:0;border-radius:6px;background:var(--blue);color:white;text-decoration:none;font-weight:700;line-height:1.4;cursor:pointer}.button:hover{background:#00477f}.button:disabled{opacity:.6;cursor:wait}.button.secondary{background:transparent;border:1px solid #a4c0cf;color:white}.button-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.text-link{font-weight:700;text-underline-offset:5px}.eyebrow{font-size:11px;text-transform:uppercase;font-weight:700;letter-spacing:.16em;color:var(--blue);margin:0 0 20px;display:flex;align-items:center;gap:10px}.eyebrow:before{content:"";width:25px;height:3px;background:var(--green)}
h1,h2,h3{font-family:Montserrat,Arial,sans-serif;line-height:1.13;letter-spacing:-.035em;margin:0 0 22px;color:var(--heading)}h1{font-size:clamp(35px,4.4vw,58px);font-weight:650}h2{font-size:clamp(29px,3.2vw,42px);font-weight:600}h3{font-size:20px;line-height:1.35;font-weight:650}.lede{font-size:18px;line-height:1.7;color:var(--muted);max-width:600px}.micro{font-size:12px;color:var(--muted);margin:15px 0 0}
.hero{background:var(--navy);color:#fff;padding:48px 0 56px}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:70px;align-items:center}.hero h1{color:white}.hero h1 span{font-weight:400;color:#d5eaf7}.hero .lede{color:#d0dfe7}.hero .eyebrow{color:#b8d9eb}.hero .micro{color:#b9cbd6}.hero-copy{padding:16px 0}.hero-photo{margin:0;max-width:365px;justify-self:end;width:100%}.hero-photo img{width:100%;height:auto;aspect-ratio:1365/2048;object-fit:contain;border-radius:8px}.hero-photo figcaption{font-size:11px;color:#c7dbe6;margin-top:10px}.hero .button{background:#087bc3}.hero .button:hover{background:#0062a1}.hero .secondary{background:transparent}.hero .secondary:hover{background:#18475f}
.service-strip{border-bottom:1px solid var(--line);background:#fff}.service-strip .wrap{display:flex;align-items:center;justify-content:space-between;gap:25px;padding-block:22px}.service-strip span{font-size:13px;color:var(--heading);font-weight:700}.service-strip span:before{content:"✓";color:#357452;margin-right:10px}.service-strip a{font-size:13px;text-underline-offset:4px}
.section{padding:80px 0}.section.pale{background:var(--pale)}.section-head{max-width:710px;margin-bottom:34px}.section-head p{color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.step{padding:28px 25px 30px;border-top:3px solid var(--blue);background:white;box-shadow:0 8px 30px #0a304508;border-radius:0 0 7px 7px}.step-number{display:block;font:600 13px Montserrat,Arial,sans-serif;color:#4982a7;margin-bottom:22px}.step p{color:var(--muted);font-size:15px;margin:0}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:center}.split figure{margin:0;max-width:380px}.split figure img{width:100%;height:auto;border-radius:8px}.split figure figcaption{font-size:12px;color:var(--muted);margin-top:10px}.plain-list{list-style:none;margin:26px 0;padding:0}.plain-list li{padding:12px 0 12px 28px;border-bottom:1px solid var(--line);position:relative}.plain-list li:before{content:"✓";position:absolute;left:0;color:#357452;font-weight:700}
.form-section{background:var(--navy);color:#fff;padding:76px 0}.form-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.form-intro{padding-top:15px}.form-intro h2{color:white}.form-intro .eyebrow{color:#bddcee}.form-intro p{color:#ccdce6}.form-intro .contact-link{color:white;font-size:22px;font-weight:700;text-decoration:none}.form-intro .form-note{font-size:14px}.form-intro hr{border:0;border-top:1px solid #426073;margin:30px 0}.form-card{background:#fff;color:var(--ink);padding:30px;border-radius:8px}.form-card h3{margin-bottom:5px;font-size:23px}.form-card>.micro{margin:0 0 24px}form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;min-width:0}.full{grid-column:1/-1}label{font-size:13px;font-weight:700;margin-bottom:6px}label span{font-weight:400;color:var(--muted)}input,textarea{width:100%;border:1px solid #b9c7d0;border-radius:5px;padding:11px 12px;color:var(--ink);background:white;min-height:46px}textarea{resize:vertical}input:focus,textarea:focus{outline:3px solid #d7edfb;border-color:var(--blue)}form .button{width:100%}.consent{font-size:11px;line-height:1.6;color:var(--muted);margin:12px 0 0}.form-status{font-size:14px;line-height:1.6;margin:12px 0 0}.form-status:empty{display:none}.form-status.error{color:#a02828}.form-status.success{padding:15px;background:#eaf6ed;border-left:3px solid #2d7b48;color:#1e5934}.trap{position:absolute;left:-9999px;opacity:0}
.footer{padding:40px 0;background:#f5f8fa;border-top:1px solid var(--line)}.footer-row{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-brand{display:flex;align-items:center;gap:25px;font-size:12px;color:var(--muted)}.footer-brand img{width:112px;height:auto}.footer-links{display:flex;gap:22px;font-size:12px}.mobile-cta{display:none}
.guide-hero{background:var(--pale);padding:50px 0}.guide-hero .hero-grid{grid-template-columns:1.25fr .75fr;gap:68px}.guide-hero h1{font-size:clamp(34px,4.1vw,55px)}.guide-hero h1 span{font-weight:400}.guide-hero .hero-photo{max-width:320px}.guide-hero .hero-photo figcaption{color:var(--muted)}.byline{display:flex;align-items:center;gap:13px;margin:26px 0}.byline img{width:49px;height:49px;border-radius:50%;object-fit:cover;object-position:50% 43%}.byline span{font-size:12px;color:var(--muted);line-height:1.6}.byline strong{display:block;font-size:14px;color:var(--ink)}.guide-meta{font-size:12px;color:var(--muted);border-top:1px solid #cddde7;padding-top:17px;margin-top:25px}
.article-layout{display:grid;grid-template-columns:230px minmax(0,750px);gap:80px;padding-block:65px 80px;justify-content:space-between}.article-nav{position:sticky;top:30px;align-self:start;border-left:2px solid var(--line);padding-left:20px;font-size:13px}.article-nav strong{display:block;margin-bottom:18px;color:var(--heading)}.article-nav a{display:block;text-decoration:none;color:var(--muted);margin:15px 0}.article-nav a:hover{color:var(--blue)}.article-nav .text-link{color:var(--blue);margin-top:25px}.article{min-width:0}.article>p{font-size:17px;color:#394e5b}.article-section{padding-top:35px;margin-top:28px;border-top:1px solid var(--line)}.article-section h2{font-size:29px}.article-section p{color:#394e5b}.section-number{color:#527f99;font-size:13px;font-weight:700;letter-spacing:.1em;display:block;margin-bottom:12px}.question-tip{padding:18px 20px;background:var(--pale);border-left:3px solid var(--blue);font-size:15px;margin:24px 0}.question-tip strong{color:var(--heading)}.article-photo{margin:30px auto;max-width:390px}.article-photo img{width:100%;height:auto;border-radius:6px}.article-photo figcaption{font-size:12px;line-height:1.6;color:var(--muted);margin-top:10px}.mid-cta{padding:28px;background:var(--navy);border-radius:7px;color:white;margin:35px 0}.mid-cta h3{color:white}.mid-cta p{color:#d0e0e9;font-size:15px}.mid-cta .button{background:white;color:var(--heading)}
@media(max-width:1000px){.hero-grid,.guide-hero .hero-grid{gap:35px;grid-template-columns:1.1fr .9fr}.hero h1{font-size:42px}.guide-hero h1{font-size:39px}.split,.form-grid{gap:40px}.article-layout{grid-template-columns:180px minmax(0,1fr);gap:40px}.header-phone{display:none}.hero .lede{font-size:17px}.service-strip .wrap{gap:12px}.service-strip span{font-size:12px}.steps{gap:15px}}
@media(max-width:700px){.wrap{width:calc(100% - 36px)}.header-row{min-height:87px;gap:12px}.brand-logo{width:128px}.header-right{gap:10px}.header-right .button{font-size:12px;padding:11px 15px;min-height:43px}.hero,.guide-hero{padding:32px 0 36px}.hero-grid,.guide-hero .hero-grid{grid-template-columns:1fr;gap:28px}.hero-copy{padding:0}.hero h1,.guide-hero h1{font-size:36px;line-height:1.14}.lede{font-size:16px}.eyebrow{font-size:10px;margin-bottom:16px}.hero-photo,.guide-hero .hero-photo{justify-self:center;max-width:340px}.hero-photo img{border-radius:6px}.button{font-size:14px;padding:13px 18px}.button-row{gap:10px}.service-strip .wrap{flex-wrap:wrap;justify-content:center;padding:18px 0;gap:10px 20px}.service-strip a{width:100%;text-align:center;margin-top:3px}.section{padding:50px 0}.steps{grid-template-columns:1fr;gap:16px}.step{padding:23px}.step-number{margin-bottom:13px}.split,.form-grid{grid-template-columns:1fr;gap:32px}.split figure{max-width:340px;margin-inline:auto}.split>div{order:-1}.form-section{padding:45px 0}.form-intro{padding:0}.form-intro hr{margin:20px 0}.form-card{padding:23px 19px}form{gap:15px}.field{grid-column:1/-1}.article-layout{display:block;padding-top:32px;padding-bottom:45px}.article-nav{position:static;margin-bottom:35px;padding-left:16px}.article-nav a{margin:10px 0}.article-nav strong{margin-bottom:10px}.article-nav .text-link{margin-top:15px}.article-section{padding-top:26px;margin-top:25px}.article-section h2{font-size:25px}.article>p{font-size:16px}.article-photo{max-width:340px}.mid-cta{padding:24px}.footer{padding:32px 0 98px}.footer-row,.footer-brand{align-items:flex-start;flex-direction:column;gap:20px}.footer-links{flex-wrap:wrap}.mobile-cta{position:fixed;bottom:0;left:0;right:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 18px max(10px,env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 18px #0a30450b}.mobile-cta span{font-size:12px;line-height:1.4;color:var(--heading);font-weight:700}.mobile-cta .button{min-height:43px;padding:10px 17px}.byline{margin:23px 0}.guide-meta{margin-top:20px}}
.mobile-cta.form-visible{visibility:hidden;pointer-events:none}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}